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2312, 2021

Increasing Your Purchase Power

December 23rd, 2021|CMHC, DLC, Finances, First Time Home Buyers, Getting a Mortgage, homeowners, Homeowners Grant, House Hunting, Mortgage Broker, Refinancing, Reverse Mortgages|0 Comments

  Increasing Purchase Power Most individuals that we connect with to discuss a Mortgage Pre-Approval also want to know how we can go about Increasing Your Purchase Power. More often than not, those individuals could afford to make mortgage payments. Usually, they already pay monthly rent in the same amount as a mortgage, or perhaps

2212, 2021

How To Improve Your Credit Score

December 22nd, 2021|Credit Score|0 Comments

How to Improve Your Credit Score Credit is an important aspect of our daily lives. Our credit score and history are an important aspect of a Mortgage Application, and it demonstrates to the lender your financial health and responsibility to repay debts. Typically, lenders will go by the 2-2-2 rule, meaning two tradelines, for two years, with

1712, 2021

Personalities of Your Mortgage

December 17th, 2021|Bank of Canada, CMHC, DLC, Getting a Mortgage, mortgage trends, Refinancing|0 Comments

Personalities of Your Mortgage Personalities of Your Mortgage Asking the right questions is an important part of the mortgage process. Asking the right questions allows you to understand which mortgage product is right for you! An important aspect of a mortgage is its flexibility and terms, such as how the penalty is calculated if you

112, 2021

Private Lending Mortgages

December 1st, 2021|Getting a Mortgage|0 Comments

Private Lending Mortgages Private Lending Mortgages or Alternate financing, although usually a more expensive option, can facilitate all kinds of client scenarios. If circumstances cause you to fail to qualify for more traditional financing, then private/alternative lending is certainly something to investigate. Simply put, there are 3 levels of financing which include: Conventional “A” Lenders:

1511, 2021

CHIP Reverse Mortgages

November 15th, 2021|Reverse Mortgages|0 Comments

A CHIP Reverse Mortgage is a loan secured against the value of your home, for homeowners aged 55 and older. A reverse mortgage allows homeowners to convert up to 55% of their home equity into tax-free cash income without the requirement of monthly mortgage payments until the homeowner leaves the home. This would mean that a homeowner

2010, 2021

2021 Election Promises: Housing Policies

October 20th, 2021|Market Updates|0 Comments

A few weeks ago we had a Federal Election. Throughout the election campaign, many promises were made from all parties for housing policies that would go into place in the short-term future. Justin Trudeau and the Liberal Party ultimately won the re-election with a minority and 160 seats. The win propels Justin Trudeau into his 3rd term

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