New Mortgage Changes | What You Need to Know

By |October 18th, 2017|Market Updates, Mortgage Insurance, mortgage trends|0 Comments

On October 17, 2017, OSFI (Office of the Superintendent of Financial Institutions) announced that effective January 1, 2018 the new Residential Mortgage Underwriting Practices and Procedures (Guidelines B-20) will be applied to all Federally Regulated Lenders. Note that this currently does […]

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What is an interest rate differential (IRD)? How do you calculate it?

By |October 13th, 2017|Getting a Mortgage, Mortgage Broker, Rates|0 Comments

A mortgage in its simplest form is a contract. It has terms, conditions, rights and obligations for you and the lender. When you sign on the dotted line, you are agreeing to those terms for the length of time laid […]

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A Guide to Rent to Own Properties

By |September 22nd, 2017|First Time Home Buyers, Getting a Mortgage|0 Comments

Renters, this article is for you! With the market still holding strong, with high prices and low inventory, the thought of getting out of your rental may seem daunting. However, if you have an accommodating landlord and the will to […]

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CMHC: Go Green & Save!

By |September 21st, 2017|CMHC, Fun Stuff|0 Comments

We all do different things to go green in our day to day life: using reusable shopping bags, biking instead of driving, re-using water bottles…you name it. All of the various steps we take to minimize our environmental foot-print gives […]

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VIDEO: Rent To Own’s-Should You Do It?

By |September 15th, 2017|First Time Home Buyers, Getting a Mortgage, Mortgage Broker|0 Comments

We were excited to have a few moments to interview Rent to Own expert, Tim Grier of Lindsay Kenney LLP to get a few details on Rent to Own’s and what you need to know before you enter into one. Watch the […]

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Should I Invest in Real Estate?

By |September 7th, 2017|Real Estate Investing|0 Comments

If we told you that right now is a good time to invest in real estate, would you think we are crazy? How could that be possible right? The rates are rising, home prices are still astronomically high, and home […]

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VIDEO INTERVIEW: Now is the time to invest in Real Estate!!

By |August 31st, 2017|Real Estate Investing|0 Comments

We sat down with Real Estate Investment Expert, Mike Ponte, of Prosperity Investments, to find out why NOW is the time to invest in Real Estate. Click to watch the full video below, or read the transcript below to find […]

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How to Get a Mortgage After Bankruptcy

By |August 17th, 2017|Getting a Mortgage|0 Comments

Bankruptcy is always the last resort-and it’s never easy or comfortable. However, sometimes it is the only option to turn to when life throws you something unexpected. The lasting impression it can have on one’s financial profile though can be […]

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Everything you Need to know about Reverse Mortgages

By |August 8th, 2017|Uncategorized|0 Comments

Wouldn’t it be wonderful to be able to have money to do more of the things you love? To be able to have the freedom to pursue things you truly enjoy, especially in your Golden Years? Enter in a CHIP […]

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Home Financing for your Second Home.

By |August 2nd, 2017|Getting a Mortgage|0 Comments
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