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Blog2018-11-28T08:30:31+00:00
1101, 2019

2018 in Review

By |January 11th, 2019|Bank of Canada, Getting a Mortgage, mortgage trends|0 Comments

2018 Is in the Books, Here are the Q4 numbers!   2018 was a challenging year for the housing and mortgage market—new regulations, rate increases and more made it one of the toughest years for homeowners to qualify. Despite all this, there was still $45.3 billion in collective profits made by the Big Six Banks (Bank of

2112, 2018

Title Insurance

By |December 21st, 2018|Mortgage Broker, Mortgage Insurance, Rates|0 Comments

Are you officially Mortgage Free? CONGRATULATIONS! That is a monumental milestone to achieve!   With that significant accomplishment, you should look at obtaining a Title Insurance Policy. What most people don’t realize is that when you had a mortgage, the lender will likely have had this in place for you. Once your mortgage is paid out in

1511, 2018

4 Facts About Using a Guarantor

By |November 15th, 2018|First Time Home Buyers, Getting a Mortgage|0 Comments

What is a Guarantor? A Guarantor for mortgages is exactly what it sounds like—they “Guarantee” the mortgage for another person if they are unable to pay back the loan.   Co-signers or Guarantors on mortgages are often used if someone has Damaged or poor credit Insufficient income In most cases, someone with poor credit and/or insufficient income

2310, 2018

7 things every self-employed individual should know

By |October 23rd, 2018|Getting a Mortgage, Mortgage Broker|0 Comments

Self-employed individuals are quickly becoming one of the most common clients that Vancouver mortgage brokers handle. Daily we have successful business owners come into our offices who enjoy the perks of being an entrepreneur. One of these includes fantastic write-offs that allow them to bring their income down to a low tax bracket.   However, this benefit

410, 2018

Fixed rate mortgage | What Lenders You Should Do it with and Why

By |October 4th, 2018|Getting a Mortgage, Mortgage Broker, Rates|0 Comments

25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of the questions people have to decide on when they are pursuing a mortgage. But the biggest question of all: Fixed Rate or Variable Rate?   With the instability of the market, and the Bank of Canada’s