Where are Canadian Mortgage Rates Going in 2018?

By |March 7th, 2018|Getting a Mortgage, Mortgage Broker, Rates|0 Comments

2017 was a year of change for the Canadian Mortgage Market. With the announcement of the B-20 guideline changes requiring all insured or uninsured mortgages to undergo stress testing. In addition, the removal of mortgage bundling and the continued rate […]

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What is the Canada Mortgage and Housing Corporation (CMHC)?

By |February 5th, 2018|CMHC|0 Comments

The Canada Mortgage and Housing Corporation (CMHC) is a corporation that most are semi-familiar with, but do not know what CMHC actually does.

CMHC is Canada’s authority on housing. They contribute to the stability of the housing market and the financial […]

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Bank vs. Credit Union-A who is who in borrowing

By |January 18th, 2018|Getting a Mortgage, Market Updates, mortgage trends, Rates|0 Comments

Banks and Credit unions are often grouped together into one category under “financial institutions”. While they may have several similarities in terms of financial service offerings, in the world of mortgages the banks and credit unions have little in common. […]

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Bank Broker vs. Mortgage Brokers | Here’s the Scoop

By |January 9th, 2018|Mortgage Broker, Rates, Refinancing|0 Comments

Ask any mortgage broker and they can tell you that there are a handful of misconceptions that the public has about working with a mortgage broker. From questioning their credentials (we all are regulated and licensed within our own province, […]

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What is an Annual Mortgage Review?

By |December 21st, 2017|Getting a Mortgage|0 Comments

There is a lot that can change in the real estate market and the economy from year to year. As a homeowner with a mortgage, it is important to make sure that you are getting the most savings possible. A mortgage review can […]

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How to Repair Credit

By |December 13th, 2017|Uncategorized|0 Comments

Credit history has become one of the most important factors banks consider when deciding whether or not they want to lend you money. Your credit history can determine your ability to buy a car, rent an apartment, or even to […]

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By |December 1st, 2017|Getting a Mortgage, Market Updates, mortgage trends, Refinancing|0 Comments

As many of you may remember, this past October the Office of the Superintendent of Financial Institutions (OSFI) issued a revision to Guideline B-20 . The changes will go into effect on January 1, 2018 but lenders are expecting to roll this […]

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Mortgages and Paperwork

By |November 17th, 2017|Getting a Mortgage|0 Comments

Paperwork-it’s a fact of life. You need it and we as mortgage professionals also need it. Below is a list of must have documentation BEFORE you start going through the mortgage approval process.


Personal Information

This will be the basic information […]

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Mortgage Insurance 101

By |November 9th, 2017|Getting a Mortgage, Mortgage Insurance|0 Comments

When you purchase a property, you may be a little overwhelmed by all the insurance offers related to the purchase of said property. Mortgage Insurance, Condo Insurance, Mortgage Default Insurance, Earthquake Insurance; the list goes on and on. It can […]

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GLM CONTEST | Enter to Win!

By |November 2nd, 2017|Uncategorized|0 Comments

Leave a Review, that’s all you have to do!



Christmas has come early here at GLM! If you have worked with us in the past, learned something from GLM, or are a GLM fan we want to give you the chance […]

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