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Blog2018-11-28T08:30:31+00:00
409, 2020

Stress Test Rate Drop Information | All in One Place!

By |September 4th, 2020|Bank of Canada, First Time Home Buyers, Getting a Mortgage|0 Comments

Let's talk about the state of the rate!   In order to find out how the current Stress test rate impacts you, first you need to determine if you're an insured or uninsured borrower.     Option one: Do you have less than 20% down?  Securing an insured mortgage, otherwise known as a high ratio or insurable

708, 2020

Fast Five | August Edition

By |August 7th, 2020|Market Updates, Uncategorized|0 Comments

Can you believe we are already into August? This month brings about a whole new list of resources and links for us to share with you and our focus shifts to what is coming up for Canadian's as certain COVID-19 programs close or are folded into current programs. Read on below and if you have any questions,

3007, 2020

How does a Mortgage Broker get Paid?

By |July 30th, 2020|Mortgage Broker|0 Comments

For many, buying a home is a very exciting time! You are beginning to plan out the next chapter (or the next big step) in your future! It can also be a time though where your time is in short supply and perhaps you don't have time to go from one lender to the next comparing rates.

1007, 2020

Canadian Business Sentiment Is Negative

By |July 10th, 2020|Bank of Canada, Business, Economy|0 Comments

This article was originally featured on Dominion Lending Centres Blog, written by Dr. Sherry Cooper.  but we wanted to share this insightful information with you. It is our deepest desire to keep our clients well-versed in not only mortgage news, but also economic updates that directly have an impact on Canadian families. If you have any questions

607, 2020

Fast Five | July Edition

By |July 6th, 2020|Market Updates|0 Comments

Hello folks! Today we are delivering you our Fast Five for this month--the top 5 things happening in the mortgage world right now that you need to know about. Let's dive in, shall we? 1. CMHC changes Guidelines for Insured Mortgages (those putting less than 20% down payment) CMHC announced that as of July 1st, 2020 they

2306, 2020

Cashback vs. Cash Bonus Mortgages

By |June 23rd, 2020|GLMG Services, mortgage trends|0 Comments

Lately we've been getting questions in regard to the difference between a cashback, and a cash bonus mortgage. We wanted to address those questions, and give you details so that you can make an informed and educated decision on what choice is right for you.   First, let's dive into what is a cashback mortgage. With a