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2112, 2018

Title Insurance

By |December 21st, 2018|Mortgage Broker, Mortgage Insurance, Rates|0 Comments

Are you officially Mortgage Free? CONGRATULATIONS! That is a monumental milestone to achieve!   With that significant accomplishment, you should look at obtaining a Title Insurance Policy. What most people don’t realize is that when you had a mortgage, the lender will likely have had this in place for you. Once your mortgage is paid out in

1511, 2018

4 Facts About Using a Guarantor

By |November 15th, 2018|First Time Home Buyers, Getting a Mortgage|0 Comments

What is a Guarantor? A Guarantor for mortgages is exactly what it sounds like—they “Guarantee” the mortgage for another person if they are unable to pay back the loan.   Co-signers or Guarantors on mortgages are often used if someone has Damaged or poor credit Insufficient income In most cases, someone with poor credit and/or insufficient income

2310, 2018

7 things every self-employed individual should know

By |October 23rd, 2018|Getting a Mortgage, Mortgage Broker|0 Comments

Self-employed individuals are quickly becoming one of the most common clients that Vancouver mortgage brokers handle. Daily we have successful business owners come into our offices who enjoy the perks of being an entrepreneur. One of these includes fantastic write-offs that allow them to bring their income down to a low tax bracket.   However, this benefit

410, 2018

Fixed rate mortgage | What Lenders You Should Do it with and Why

By |October 4th, 2018|Getting a Mortgage, Mortgage Broker, Rates|0 Comments

25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of the questions people have to decide on when they are pursuing a mortgage. But the biggest question of all: Fixed Rate or Variable Rate?   With the instability of the market, and the Bank of Canada’s

1709, 2018

First Time Mortgages: Expectation vs. Reality

By |September 17th, 2018|Finances, First Time Home Buyers, Getting a Mortgage|0 Comments

First-time home-buyers are one of our favourite clients! It’s great to work alongside them and teach them the in’s and out’s about real estate, owning a home, and helping them cross “homeownership” off their bucket list. One thing that we find though, their expectations are often not aligned with reality. We are always honest with our clients