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Blog2018-11-28T08:30:31+00:00
1511, 2018

4 Facts About Using a Guarantor

By |November 15th, 2018|First Time Home Buyers, Getting a Mortgage|0 Comments

What is a Guarantor? A Guarantor for mortgages is exactly what it sounds like—they “Guarantee” the mortgage for another person if they are unable to pay back the loan.   Co-signers or Guarantors on mortgages are often used if someone has Damaged or poor credit Insufficient income In most cases, someone with poor credit and/or insufficient income

2310, 2018

7 things every self-employed individual should know

By |October 23rd, 2018|Getting a Mortgage, Mortgage Broker|0 Comments

Self-employed individuals are quickly becoming one of the most common clients that Vancouver mortgage brokers handle. Daily we have successful business owners come into our offices who enjoy the perks of being an entrepreneur. One of these includes fantastic write-offs that allow them to bring their income down to a low tax bracket.   However, this benefit

410, 2018

Fixed rate mortgage | What Lenders You Should Do it with and Why

By |October 4th, 2018|Getting a Mortgage, Mortgage Broker, Rates|0 Comments

25-year amortization or 30 years? Insured or Uninsured? With an A Lender or B Lender? These are just a few of the questions people have to decide on when they are pursuing a mortgage. But the biggest question of all: Fixed Rate or Variable Rate?   With the instability of the market, and the Bank of Canada’s

1709, 2018

First Time Mortgages: Expectation vs. Reality

By |September 17th, 2018|Finances, First Time Home Buyers, Getting a Mortgage|0 Comments

First-time home-buyers are one of our favourite clients! It’s great to work alongside them and teach them the in’s and out’s about real estate, owning a home, and helping them cross “homeownership” off their bucket list. One thing that we find though, their expectations are often not aligned with reality. We are always honest with our clients

2908, 2018

Client Story: 4 Mortgage Steps to Overcoming High Consumer Debt

By |August 29th, 2018|Finances, Getting a Mortgage, GLMG Services|0 Comments

Client success stories are what make our job WORTH IT (We think most mortgage brokers would agree). So, with this in mind, we are sharing a recent client’s story that allowed them to not only purchase the home they wanted but also pay down their own debt.   Mortgage Problem:   We had a young couple with