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Buy A Home2018-12-20T19:13:54+00:00

Buy A Home

When you take the leap and decide to buy a home, there are a number of different aspects to consider especially if are trying to buy a first home. While you want to begin by thinking about what type of property you need and what style you like, you will also need to start thinking about the financial aspects of buying a home. Making the decision to purchase a home is a big step to take and can really be an investment in your future.

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We will call you back in no later than 90 minutes and help determine the right mortgage fit for you.

Terms You Need To Know

Thinking of Buying a Home?

  • How much of a down payment do I need?
  • Will my mortgage be insured?
  • Should I choose a fixed or a variable rate?
  • How long will my mortgage be amortized for?
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Terms You Need to Know

Thinking of Buying a New Home?

  • How much of a down payment do I need?
  • Will my mortgage be insured?
  • Should I choose a fixed or a variable rate?
  • How long will my mortgage be amortized for?
learn more

Real estate has been a solid form of investment for hundreds of years and continues to be a source of financial security. While owning a house is a dream for many people, it is also a great opportunity for investment. It is important to realize that when you buy a home it is a commitment that will help secure your financial future as well as help establish your credit history. It is a good idea to start learning more about the entire process before you dive in. You should start off by looking at your financial records to determine what you think you can afford to buy a home. Then you can start to look around and see what homes are available in your desired location.

Buying a home can be a long process that may become complicated and difficult to accomplish alone. There are many steps to go through during this process, and seeking the advice of a professional can make everything go more smoothly. When you’re first starting out, it is necessary to determine what your price range or budget is going to be for your purchase. Once this is been decided, it will narrow down the properties that are available for you to consider. Many banks and loan agencies can help you with this by giving you a pre-approved mortgage number. After looking at your financial numbers, banks will provide you with the amount they are willing to loan you. While this loan is not absolutely guaranteed, it is a good starting point for you to start searching for your home.

When you have found the home that you are interested in buying, it is time to make an offer to the seller. This is when having a professional there to help and guide you can be very beneficial. Professional realtors will be able to advise you on what your first offer should be and, if necessary, what type of counter offers you should make while buying a home.  Each home buying process is a little different from the next—some sellers may be more reluctant to sell, making the process more difficult, while others may want to sell their property as quickly as they can. Once your offer has been accepted, you must secure your mortgage through the bank and take the necessary steps to close the deal. Mortgage brokers are great source of expertise and knowledge when it comes to information and help you need to buy a first home or for that matter any home. Find one in your area today and start making an investment in your future.

  • Exceeded Our Expectations

    Our son-in-law and his wife recommended your company to us. We are so thankful that they suggested your…
    Mortgage Broker Company to us. The content of information that you provided to us for our refinance was absolutely fantastic, couldn’t have been handled any better. We had a couple of glitches that came up but Wrenetta took care of them immediately and brought our stress level back down. I don’t think we have ever had such a smooth flowing experience in attaining a new mortgage. This experience exceeded our expectations. Paul & I are extremely overjoyed and blessed to have worked with this company and especially Wrenetta Sinclair. Wrenetta dealt with every problem immediately and every time I emailed her, I had a response with minutes. We highly recommend Geoff Lee and GLM MORTGAGE GROUP to anyone looking for finance/refinance. Thank you so very much.

    Paul & Betty Makarenko, Beeton Ontario

  • Beat Banks Rate Hands Down

    Geoff was awesome from the get go. Always answered any questions I had regarding the entire process whether… that was by email or phone. My mortgage was approved relatively easily and with a great rate. Beat my banks rate hands down. Thanks again Geoff and GLM. Would definitely use you guys again.

    Greg Wallace, Langley, BC

  • Geoff Knows What He Is Doing

    Geoff knows what he is doing! I met Geoff earlier this year and I have been extremely impressed with…
    his professionalism and dedication to his clients. If getting approved by the bank is challenging for you, Geoff can teach you what you need to do to get approved. He’s not about the sale, but helping people understand their options and teaching them what they need to do. If you like to get things done quick and painlessly Geoff at GLM Mortgage Group is your man!

    Rob Torrance, Langley BC

Tools & Resources for Success!

GOOD CREDIT GUIDE

GOOD CREDIT GUIDE

GLM will help you to obtain and maintain good credit, which is critical for obtaining a mortgage. Our free Guide to Obtaining Good Credit outlines the steps required to quickly improve your credit.

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MORTGAGE CALCULATOR

MORTGAGE CALCULATOR

When searching for a home, the first step is to determine what you can comfortably afford. Our free, easy-to-use mortgage calculator will help you determine the amount of your mortgage payments.

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POSTED RATES

POSTED RATES

GLM Mortgage Group always posts the best rates available anywhere. With access to dozens of lenders, we’re able to find the best mortgage product and rate to match your unique needs.

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TURNING NO INTO YES!

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