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Learn If Loan Amortization Is The Best Option For You:

    • Up to 35 year amortization
    • Reduce your overall monthly payment
    • Allows higher purchase price
    • Increase monthly cash flow

Why should you choose GLM Mortgage Group?

We Get You a Fast “YES” at the Sharpest Rate…Guaranteed

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We will call you back in no later than 90 minutes and help determine the right mortgage fit for you.

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Private & Alternative Lending

What Can be Done When the Banks say “NO”


  • How much of a down payment you will need
  • What your ideal term length should be
  • What kind of interest rates you will pay
  • What kind of fees are associated with a private mortgage
  • What documents you will need for the process
  • What kind of conditions your private mortgage will have
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What Is Loan Amortization?

Applying for and receiving a mortgage from a lender or bank is a commitment that will last for many years. Over time and with each payment made to the mortgage, you will slowly begin to pay down the loan, earning equity in return. Through the process of getting a mortgage, you have agreed to pay the cost of the home as well as the interestthat is accrued over the months of the mortgage. The type of mortgage that you choose to use as well as the interest rates will determine what your monthly payment will be. This will also determine how much money of your monthly payment will go towards the principle of the loan and the interest of the loan.

What is Amortization? Loan Amortization is the process of paying back the loan over time and decreasing the amount owed. With each payment that you have made towards the loan, the amount owed is slowly reduced. Mortgage Loan Amortization helps to show you just how much of each monthly payment is going to pay down the principle amount owed on the loan and what portion is going towards the interest that you will incur over the length of the loan.

A loan amortization table is able to give insight on the ratio between the interest payments and the principle payments made each month. These tables will help to give you a better idea of just how much the principle of a loan will lessen over a period of time. It will also give you a sense of the interest paid and how much interest will be paid by the ending of the loan period. It is a good way to look at the differences in loans as well as get a better idea of how long it will take to pay back the loan in its entirety.

In many cases, lenders will allow you to pay an additional amount off of the principle balance with each payment as long as the interest is already covered. This will in turn decrease the overall length of time it takes to pay off the loan. If you have the means to begin to pay a little extra on the principle, it will help to increase the home equity you gain in a quicker manner. Home equity is a great way to make the most out of the investment you made when purchasing a home.

Mortgage loan amortization is another aspect to consider when choosing a mortgagethat will work the best for your situation. There are often loan amortization calculatorsavailable online to help you get a better sense of how long it will take you to pay off your mortgage. Before determining your price range and budget, looking at a mortgage loan amortization calculator will help you get a sense of what it will take to pay back the money. It is a great way to see what your investment will give back to you in the long run.

What is the GLM Mortgage Group?

GLM Mortgage Group, powered by Dominion Lending Centres, is your Vancouver and Lower Mainland Mortgage Brokerage service. We are always ready to move forward with you to obtain the mortgage you need with the sharpest mortgage rate available. Whether it’s a fixed rate or variable rate mortgage you are after, we are dedicated to finding the best mortgage rates in Vancouver, including Home Loans, Consolidation Loans, Lines of Credit and more. No matter what you need, our team of Mortgage Specialists will follow through to find the best mortgage product that fits your individual circumstances. Our free online mortgage calculator keeps you informed on how much your mortgage payment will be as well as show how different mortgage rates will affect the mortgage you require.As your Vancouver mortgage broker, GLM Mortgage is committed to clear communication with our clients. We make sure you are informed on all the mortgage options available to you. We call you back within 90 minutes to make sure that you have the fastest service available. We are not only available in Vancouver and the Lower Mainland, we are also available across Canada.GLM Mortgage Group is your Vancouver mortgage specialist. With over 22 years of experience in the investment industry we know how to wade through the challenging process of getting a mortgage. We provide smarter options to putting your mortgage in place. We know how important it is to have an experienced professional Mortgage Specialist available to walk through your mortgage experience and stay with you through to the very end.We get you a fast “YES” at the sharpest rate… guaranteed! Call us now so that you can get that mortgage you’ve been waiting for. We already have been working for you, making sure that you will have every option of a mortgage available to you. GLM Mortgage Group is on call for you!

Guide to Obtaining Good Credit

GLM Mortgage Group will help you to obtain the good credit you need in order to secure yourself a mortgage. Our free Guide to Obtaining Good Credit will provide you with the steps you need to improve your credit quickly. We show you how to obtain your credit report so that you are fully aware of what needs to be improved on as well as making sure there are no errors (as many as 80% of consumers have errors on their credit reports!). It can take as little as 30 days to improve your credit score! Download our free Guide to Obtaining Good Credit.
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Use our Mortgage Calculator

In searching for the right home for you, it’s good to know how much your mortgage payments will be and what you can budget for your payments. Our easy to use calculator will show you how much of a mortgage you can afford as well as what mortgage payments to expect based on the amount of the purchase price. At GLM Mortgage Group we believe in educating our clients. We give our Clients the tools they need to be as well informed as possible. Budgets are extremely important and our calculator makes figuring out mortgage payments easy as well as the right fit for you!
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Posted Rates

Canadian banks post rates that are generally higher than what a Mortgage Broker can offer. This is because the big banks (for example, Bank of Montreal and Royal Bank of Canada) expect you to negotiate down their rates. At GLM Mortgage Group, we post the best rates available anywhere. We have over 90 Lenders that we work with which is good news for our clients. We have the leverage to negotiate the best rates out there. Remember, GLM Mortgage Group works for you! Not the bank! We will get you the fastest YES at the sharpest rate….guaranteed!
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