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Pre-Approved Mortgages2018-12-20T18:40:13+00:00

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Get Pre-Approved For the Home of Your Dreams!

  • Get approved within four business hours
  • Available for phone calls within 90 minutes
  • Access to dozens of lenders
  • Understand what you can afford
  • Gain confidence when placing an offer
  • Get the banks competing for your business

Why should you choose GLM Mortgage Group?
“We Get You a Fast “YES” at the Sharpest Rate…Guaranteed”

Contact Us Now For a Free Consultation

We will call you back in no later than 90 minutes and help determine the right mortgage fit for you.

What Not To Do Once Pre Approved

These DONT’S may save your pre-approval and/or approval

  • Learn about what questions are important to ask your potential lender

  • What not to do after getting approved
learn more

What Not To Do Once Pre Approved

These DONT’S may save your pre-approval and/or approval

  • Learn about what questions are important to ask your potential lender

  • What not to do after getting approved
learn more

What Is a Pre-Approved Mortgage?

In a hot real estate market, it’s not particularly difficult to receive an offer on a property, but it can still be difficult to actually close on the property. This is because it has become increasingly difficult for buyers to obtain mortgages since the introduction of recent mortgage eligibly and qualification changes.

Many realtors and real estate agents like to work with buyers who have been pre-approved for a loan. A pre-approved mortgage has become more popular in recent years as a way to show realtors and property sellers that a buyer is not only mentally prepared but also financially able to make the purchase. It has become common for many home buyers to apply for and obtain pre-approval before they begin shopping for a home – in fact, it’s prudent to do so. Getting pre-approved for a mortgage as your first step is beneficial for many reasons. First, it provides a better sense of the amount you’ll be able to borrow and what your price range will be. This, in turn, grants you more confidence when making an offer and provides sellers with more confidence when accepting an offer.

Obtaining pre-approval for a mortgage is similar to the initial stages of obtaining a traditional mortgage. A lender will look at your financial information, including your income, debt-to-income ratio, financial history, credit score and a number of other financial indicators. After analyzing your information, the lender will present you with a pre-approval letter with the amount they’re willing to loan. These letters generally expire after a set period, but can last anywhere between 30 and 120 days. Obtaining an offer from a lender doesn’t mean you’re required to use that lender for your loan. It’s a good idea to shop around to get the very best offer for you. Before beginning the pre-approval process, start by gathering all of your financial information, including tax statements, pay stubs, investment history and recent bank statements. Lenders will use all of these to help determine the pre-approval amount.

Remember that you may obtain quotes from more than one lender. Always keep an eye on your credit score. In the very early stages of buying a home, you should investigate your credit rating and find out how to improve it, if necessary. A higher credit score often helps secure a larger pre-approved amount. Once you have a pre-approved mortgage, your home buying experience will become a little easier.

  • Exceeded Our Expectations

    Our son-in-law and his wife recommended your company to us. We are so thankful that they suggested your…
    Mortgage Broker Company to us. The content of information that you provided to us for our refinance was absolutely fantastic, couldn’t have been handled any better. We had a couple of glitches that came up but Wrenetta took care of them immediately and brought our stress level back down. I don’t think we have ever had such a smooth flowing experience in attaining a new mortgage. This experience exceeded our expectations. Paul & I are extremely overjoyed and blessed to have worked with this company and especially Wrenetta Sinclair. Wrenetta dealt with every problem immediately and every time I emailed her, I had a response with minutes. We highly recommend Geoff Lee and GLM MORTGAGE GROUP to anyone looking for finance/refinance. Thank you so very much.

    Paul & Betty Makarenko, Beeton Ontario

  • Beat Banks Rate Hands Down

    Geoff was awesome from the get go. Always answered any questions I had regarding the entire process whether… that was by email or phone. My mortgage was approved relatively easily and with a great rate. Beat my banks rate hands down. Thanks again Geoff and GLM. Would definitely use you guys again.

    Greg Wallace, Langley, BC

  • Geoff Knows What He Is Doing

    Geoff knows what he is doing! I met Geoff earlier this year and I have been extremely impressed with…
    his professionalism and dedication to his clients. If getting approved by the bank is challenging for you, Geoff can teach you what you need to do to get approved. He’s not about the sale, but helping people understand their options and teaching them what they need to do. If you like to get things done quick and painlessly Geoff at GLM Mortgage Group is your man!

    Rob Torrance, Langley BC

What is the GLM Mortgage Group?

GLM Mortgage Group, powered by Dominion Lending Centres, is your Vancouver and Lower Mainland Mortgage Brokerage service. We are always ready to move forward with you to obtain the mortgage you need with the sharpest mortgage rate available. Whether it’s a fixed rate or variable rate mortgage you are after, we are dedicated to finding the best mortgage rates in Vancouver, including Home Loans, Consolidation Loans, Lines of Credit and more. No matter what you need, our team of Mortgage Specialists will follow through to find the best mortgage product that fits your individual circumstances. Our free online mortgage calculator keeps you informed on how much your mortgage payment will be as well as show how different mortgage rates will affect the mortgage you require.As your Vancouver mortgage broker, GLM Mortgage is committed to clear communication with our clients. We make sure you are informed on all the mortgage options available to you. We call you back within 90 minutes to make sure that you have the fastest service available.

We are not only available in Vancouver and the Lower Mainland, we are also available across Canada.GLM Mortgage Group is your Vancouver mortgage specialist. With over 22 years of experience in the investment industry we know how to wade through the challenging process of getting a mortgage. We provide smarter options to putting your mortgage in place. We know how important it is to have an experienced professional Mortgage Specialist available to walk through your mortgage experience and stay with you through to the very end.We get you a fast “YES” at the sharpest rate… guaranteed! Call us now so that you can get that mortgage you’ve been waiting for. We already have been working for you, making sure that you will have every option of a mortgage available to you. GLM Mortgage Group is on call for you!

Tools & Resources for Success!

GOOD CREDIT GUIDE

GOOD CREDIT GUIDE

GLM will help you to obtain and maintain good credit, which is critical for obtaining a mortgage. Our free Guide to Obtaining Good Credit outlines the steps required to quickly improve your credit.

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MORTGAGE CALCULATOR

MORTGAGE CALCULATOR

When searching for a home, the first step is to determine what you can comfortably afford. Our free, easy-to-use mortgage calculator will help you determine the amount of your mortgage payments.

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POSTED RATES

POSTED RATES

GLM Mortgage Group always posts the best rates available anywhere. With access to dozens of lenders, we’re able to find the best mortgage product and rate to match your unique needs.

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TURNING NO INTO YES!

 We work with you taking on even the most challenging cases turning a NO into a YES!

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