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Obtain a Pre-Approval

 
If you work with us to obtain a pre-approval, you can be confident you have access to mortgage financing and you will know how much you can spend before you head out shopping for a property.
 
It’s important to note, however, that there is a significant difference between being pre-approved and pre-qualified. In order to obtain a pre-approval, the lender fully underwrites the deal, whereas with a pre-qualification, only the most basic details are considered. Remember that many banks will only issue a pre-qualification.
 
Obtain A Mortgage Pre-Approval GLM blog
 
In order to get pre-approved for a mortgage, I require a short list of information that will help me determine your buying power. I will explain to you the benefits of shorter or longer mortgage terms, the latest programs available, which mortgage products I believe will most likely meet your needs the best, and I will review all of the other costs involved with purchasing a home.
 

PRE-APPROVED MORTGAGE CERTIFICATE
A written agreement that you will get a mortgage for a set amount of money at a set interest rate. Getting a pre-approved mortgage allows you to shop for a home without worrying how you’ll pay for it.

 
Getting pre-approved for a mortgage is something every potential homebuyer should do before going shopping for a new home. A pre-approval will give you the confidence of knowing that financing is available, and it can put you in a very positive negotiation position against other homebuyers who aren’t pre-approved.
 
Thanks to my DLC colleague Marie-France Lavigne for this article.

2016-02-19T18:43:42-08:00
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